Active listing · Single-family home
$459,900
1304 Cottage Ridge
Mesquite, NV 89034
- Bedrooms
- 2
- Bathrooms
- 2
- Interior
- 1,240 sq ft
- Price per sq ft
- $371
- Year built
- 2020
- Lot size
- 6,970 sq ft
- HOA dues
- $135/mo
- On the market since Jul 9
- 119 days
Estimated payment
On assumptions, not terms you set: 20% down · 7.4% average rate · 30 years · conventional. Set your own in Buying power
- Principal & interest$2,54720% down · 7.4% average rate · 30 years · conventional
- Taxes (from the listing)$263the listing’s annual tax bill, $3,151 a year
- Insurance (estimated)$150an example figure, not a quote
- HOA (from the listing)$135
- Cash for the down payment$91,980
Estimate for educational and illustrative purposes only, from the assumptions shown, which you can change. It is not a loan offer, a Loan Estimate, a pre-qualification, an approval or a commitment to lend. The 7.4% interest rate is Freddie Mac’s national average for a 30-year mortgage, week of Oct 15, 2026. It is an average, not a rate offered by La Souq or Vision Home Mortgage; confirm the rate, APR, points and fees with your lender. The payment includes estimated property tax, insurance, HOA dues and mortgage insurance from those assumptions and the listing; your actual payment obligation will differ and may be greater. Property taxes can change after a sale, and home insurance should be quoted by an insurer. This estimate assumes a conventional loan. Mortgage insurance (estimated): 0.5% of the loan per year with less than 20% down; none otherwise. Loan program figures are as of October 14, 2026. Choosing a loan type here does not mean you qualify for it. All loans are subject to credit approval and underwriting. La Souq does not make loans. Confirm every figure with a licensed lender.
Location and directions
The route is drawn on the map above. Leave the box blank for the way to where you are now.
About this home
Motivated Seller! Lease options available! Assumable VA loan! New irrigation system installed September 2026! Resort-style living awaits in this beautifully upgraded Daisy model located in the highly sought-after Sun City Mesquite 55+ community! This immaculate 2-bedroom, 2-bath home offers 1,240 sq. ft. and sits on an elevated corner lot with partial mountain views and exceptional curb appeal. The true showstopper is the backyard—your own private desert oasis! Designed for entertaining and relaxation, it features a sparkling in-ground saltwater Gunite pool with PebbleTec finish and Baja shelf, expansive cool decking, an extended covered patio with ceiling fan, a brand-new oversized putting green, and professionally designed low-maintenance desert landscaping. Enjoy added privacy with new privacy screening while taking in mountain views by day and the beautiful glow of landscape lighting in the evenings. Inside, the open-concept floor plan is filled with quality upgrades, including tall white cabinetry, quartz countertops, a designer tile backsplash, upgraded tile flooring, new interior paint, updated lighting with dimmer switches, ceiling fans, sun screens, and a new garbage disposal. The spacious primary suite offers upgraded carpet and a custom rustic wood accent wall, creating a warm and inviting retreat. Additional improvements include a paver driveway and entry, drip irrigation, pet-friendly landscaping, and countless thoughtful enhancements throughout. Located in the award-winning Sun City Mesquite community, residents enjoy resort-style amenities including indoor and outdoor pools, fitness center, pickleball and tennis courts, walking trails, clubhouse activities, and championship golf nearby. This exceptional home offers the perfect combination of luxury, comfort, and low-maintenance living. Note, owner is open to discuss possible lease options and conditions.
Property details
- Home type
- Single-family
- Year built
- 2020
- Lot size
- 6,970 sq ft
- Story
- 1
- Attached garage
- 2-car
- HOA dues
- $135/mo
- Front faces
- North
- On the market since Jul 9
- 119 days
Schools as listed by the MLS
- Elementary
- Virgin Valley
- Middle
- Charles Hughes
- High
- Virgin Valley
School assignments can change. Confirm them with the school district.
Inside
- No fireplace
- Interior
- Ceiling Fan(s)
- Primary Downstairs
- Window Treatments
- Flooring
- Carpet
- Tile
- Furnished
- Furnished Or Unfurnished
Kitchen & laundry
- Appliances
- Dryer
- Dishwasher
- Disposal
- Gas Range
- Microwave
- Refrigerator
- Washer
- Laundry
- Laundry Room
Outside & lot
- Patio & porch
- Covered
- Patio
- Fencing
- Block
- Back Yard
- Wrought Iron
- Lot
- Corner Lot
- Landscaped
Building
- Style
- One Story
- Roof
- Tile
Parking
- 2-car attached garage
- Parking
- Private
Pool & spa
- Private pool
- No private spa
- Pool
- In Ground
- Association
Systems & utilities
- Cooling
- Central Air
- Electric
- Heating
- High Efficiency
- Energy saving
- Windows
- HVAC
- Utilities
- Electricity Available
- Water
- Public
- Sewer
- Public Sewer
None listed: Photovoltaics
Community
- Age 55+ community
- Subdivision
- Settlers Canyon Sub Phase B
- Amenities
- Fitness Center
- Pickleball
- Pool
This listing
$10,000 lower (−2.1%) than when it was listed at $469,900 on Jul 9, 2026.
- Price reduced$459,900−$10,000 (2.1%)
- Listed for sale$469,900
- Financing considered
- Cash
- Conventional
- FHA
- Lease Option
- VA Loan
Price history covers this listing only. MLS rules do not allow past sales to be shown.
Taxes & dues
- Property tax
- $3,151/yr
- HOA dues
- $135/mo
- HOA covers
- Maintenance Grounds
- Recreation Facilities
- Association
- Sun City
- Price per sq ft
- $371
- Parcel number
- 002-12-514-017
As reported by the listing; about $263 a month.
- Bedrooms
- 2
- Full baths
- 2
- Story
- 1
Room by room 4 rooms reported
- Primary Bedroom
- Bedroom 2
- Living Room
- Kitchen
Listing data updated Nov 5, 2026, 2:28 PM PST.
IDX The data relating to real estate for sale on this web site comes in part from the INTERNET DATA EXCHANGE Program of the Las Vegas REALTORS® MLS. Real estate listings held by brokerage firms other than this site owner are marked with the IDX logo. LVR MLS deems information reliable but not guaranteed. Copyright 2026 of the Las Vegas REALTORS® MLS. All rights reserved. The information being provided is for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.